Knowledge base
Frequently asked questions
We have collected answers to questions that come up most often in conversations with clients. If the topic turns out to be broader, the easiest way is to go to the contact page.
Unemployment benefit (WW)
Tax return
Healthcare allowance (zorgtoeslag)
Family benefits
Business accounting
FAQ
Unemployment benefit (WW)
When should the application be submitted?
You can apply for unemployment benefit in the Netherlands as early as one week before losing your job. Do it no later than 1 week after your dismissal.
When will I get a reply about whether I'm entitled to the benefit?
You will receive information about whether the unemployment benefit in the Netherlands will be granted within one month from the date of submitting the application.
When is the unemployment benefit paid out in the Netherlands?
Once you receive the decision granting the benefit, each month you are required to fill in the Inkomstenopgave form. In this statement you report all your income from the past month. It is only available from the first day of each month. The payment will appear in your account within a maximum of 14 days from when UWV (Dutch employee insurance agency) receives your form.
How long is the benefit granted for?
The length of the benefit period depends on the number of years worked. You can receive the benefit for a minimum of 3 months and a maximum of 24 months. If you have worked in the Netherlands from 26 weeks up to 4 years, you can count on 3 months of benefit. People who have worked more than 4 years can receive a longer benefit — for each additional year worked you get 1 month of benefit.
Can I "transfer the benefit" to another EU country?
Under current European law, you can transfer the benefit to another EU country. You can only start the transfer 4 weeks after receiving a positive decision from UWV.
How much is the unemployment benefit in the Netherlands?
The amount of the unemployment benefit depends on your average earnings. In the first two months it is 75% of the salary base, and from the 3rd month you receive 70% of your average daily income (gross).
FAQ
Tax return
What do I need for a tax return in the Netherlands?
Jaaropgaven (annual income statements) from all employers / from any benefits or pension/annuity received (if applicable) together with exact employment dates. Information about income from outside the Netherlands (if applicable). If you have a mortgage, also prepare jaaroverzicht (annual overview) from the bank and notariale overzicht kosten (notary cost overview) — when buying or selling a property.
By when do I have to file my tax return in the Netherlands?
People registered in the Netherlands have time to file their tax return until 1 May, while people without registration must do it by 1 July. It's worth checking the latest information on the official Belastingdienst (Dutch Tax Administration) website or consulting a tax advisor.
Who is a fiscal partner?
A fiscal partner (fiscale partner) is a person you live with and with whom you can file your income tax return jointly. A fiscal partner is: a husband/wife, a person with a joint mortgage, a person jointly registered with minor children, or a person named in a life insurance policy.
If I file taxes in the Netherlands, do I also have to file in Poland?
If you work in the Netherlands and earn income from this work, you are obliged to file your income tax in the Netherlands. If you are a Polish tax resident, additional tax obligations may arise in Poland, but thanks to the agreement between Poland and the Netherlands, double taxation is avoided.
Can I get a tax refund?
Yes — if you have paid too much tax during the year, you have the right to apply for a refund. It's worth checking, so you can recover the overpaid amount.
How can I file my income tax online?
You can file your income tax online via the official website of the Dutch tax office (Belastingdienst) or use our ready tax return form available on our website.
FAQ
Healthcare insurance allowance (zorgtoeslag)
Zorgtoeslag — what is it and who pays it out?
Zorgtoeslag (Dutch healthcare allowance) is a contribution to the costs of Dutch health insurance. Whether and how much you receive depends on your income. It is financial compensation aimed at offsetting healthcare costs for people on low incomes. The healthcare allowance is granted by the Belastingdienst (Dutch Tax Administration).
How much is the healthcare allowance?
The amount depends on income and family situation. Maximum monthly amounts in 2025: single person — up to €123/month (€1,476/year), person with a partner — up to €236/month (€2,832/year). The actual amount may be lower — it depends on annual income.
What are the income limits to receive Zorgtoeslag in 2025?
Single person: maximum annual income €37,500. Person with a partner: maximum annual income €47,500. If you exceed these limits, the allowance will not be granted. Income is counted for the whole tax year (gross, before deductions).
By when do I need to submit the application?
The deadline for submitting Zorgtoeslag applications is 1 September of the following year, which means the application for the healthcare allowance for 2025 must be submitted no later than 31 August 2026.
What are the asset (vermogen — net worth/assets) limits in 2025?
To be entitled to Zorgtoeslag, your assets on 1 January 2025 may not exceed: single person — €141,896, person with a partner — €179,429. Assets include, among others, savings, investments and additional properties (excluding the home you live in).
What should I do if my income or situation changes during the year?
If your income increases, your fiscal partner changes or your insurance ends — you must report it via the Mijn Toeslagen portal. The office will automatically recalculate the amount of the benefit. If you don't do this, you may receive too high an allowance and will have to repay the overpayment.
FAQ
Family benefits in the Netherlands
What is the family benefit (Kinderbijslag) and who can receive it?
Kinderbijslag (Dutch child benefit) is a quarterly benefit paid by SVB (Sociale Verzekeringsbank — Dutch social insurance bank) to cover the cost of raising children up to 18 years of age. You will receive it if: you live or work in the Netherlands, you are covered by the Dutch social insurance system, you have a child under 18 and have a BSN (Dutch citizen service number).
What are the Kinderbijslag amounts in 2025?
The benefit is paid every 3 months. Quarterly amounts from 1 July 2025: children 0–5 years — €291.49, children 6–11 years — €353.95, children 12–17 years — €416.41.
What is Kindgebonden Budget and who can receive it?
Kindgebonden Budget (child-related budget) is an additional family benefit paid by the Belastingdienst for families with low or middle incomes. You will receive it if: you are entitled to Kinderbijslag, you have a child under 18, your income and assets do not exceed the set limits.
What are the maximum Kindgebonden Budget amounts in 2025?
The amount depends on the number of children, income and family situation. Sample maximum values: single parent with 1 child — approx. €491/month (income threshold up to €28,406), couple with 2 children — approx. €418/month (income threshold up to €37,545). Additionally: children 12–15 years +€58/month, children 16–17 years +€78/month.
What are the asset (vermogen) limits in 2025?
To receive Kindgebonden Budget, your assets on 1 January 2025 may not exceed: person without a partner — €141,896, person with a partner — €179,429. If you exceed this threshold, you lose the right to the benefit for the entire year.
How and when to apply for family benefits?
Kinderbijslag: the application is submitted via the www.svb.nl portal (SVB often sends an invitation automatically after the birth of a child in the Netherlands). Kindgebonden Budget: the application can be submitted online via our form or via the government website Mijn Toeslagen.
FAQ
Business accounting
What is ZZP in the Netherlands and how much does it cost to set up a company?
ZZP (Zelfstandige Zonder Personeel — self-employed without staff) is a form of running your own business in the Netherlands. The entrepreneur runs the company themselves, issues invoices and is liable for their obligations. Registering the company with KvK (Kamer van Koophandel — Dutch Chamber of Commerce) costs around €80.
Do you help with setting up a business in the Netherlands?
Yes, we offer full support when opening a business. We help with filling in forms, registration in KvK and obtaining a BTW (Dutch VAT) / OB number. Thanks to that, the whole process runs quickly and without stress.
ZZP in the Netherlands — what tax deductions can you use?
Entrepreneurs can lower their tax thanks to several deductions: Zelfstandigenaftrek (self-employed deduction) — €2,470 (2025), Startersaftrek (starter's deduction) — an additional deduction of €2,123 (possible 3 times in the first 5 years), MKB-winstvrijstelling — exemption of 12.7% of profit, Kleinschaligheidsinvesteringsaftrek (KIA — small-scale investment deduction) — investment relief for equipment over €500. The condition is meeting the hours criterion — minimum 1,225 h of work in a given tax year.
Do I need to have a business bank account?
It is not mandatory, but recommended. Separating private from business finances makes accounting, expense control and tax settlements easier. It also improves the company's image in the eyes of contractors.
Do you offer tax advisory as part of your accounting services?
Yes, we hold tax advisor authorisations and help with tax optimisation. We follow changes in regulations, advise on the choice of deductions and support the company's financial decisions.
Is cooperation only available in the form of a subscription or package?
No. Each quote is individual and depends on the number of documents and the scope of service. We offer flexible forms of cooperation, tailored to the client's needs.
What is KOR and who can use it?
KOR (Kleineondernemersregeling — small business VAT exemption scheme) is a tax relief for entrepreneurs with annual turnover up to €20,000. It allows you to be exempt from charging VAT (BTW) and reduces accounting formalities. KOR is optional and can be registered with the Belastingdienst at any time. It works particularly well for companies with a small number of invoices.
What is VOF and what are the rules for running it?
VOF (Vennootschap Onder Firma — general partnership) is a partnership run by two or more partners. Registered in KvK — each partner provides their data, and the partnership receives a company number and VAT. It is recommended to have a partnership agreement in writing. Each partner is liable with all of their personal assets for the obligations of the partnership.
Do you help in the case of a tax audit?
Yes. In the case of a tax audit, we provide full support and represent the client before the office. We help in preparing documents, give the necessary explanations and contact the Belastingdienst on your behalf.